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General Services

  • Overdraft Protection (line of credit) for qualified members
  • 24 Hour Card (ATM/Debit)
  • Telephone Voice Response
  • Net Pay/Direct Deposit
  • Electronic Funds Transfers (E.F.T.)
  • Payroll Deduction
  • Money Orders
  • Travelers Checks
  • Notary Public
  • Western Union
  • Wire Transfers

Special Services

  • AFFCUNet Connect Easy Online Home Banking
  • AAA Insurance Discounts
  • Theme Park Discounts
  • Senior Discounts
  • Fast, Friendly, Personal Service
  • Group Homeowner's Insurance
  • Group Life Insurance
  • Sam's Club Membership Discounts
  • VOICE RESPONSE (269) 383-3370

Checking

  • No minimum balance
  • No monthly fee
  • Monthly statement
  • Overdraft protection (line of credit) for qualified members
  • No per check charge

Savings

Share Accounts

  • Minimum balance of $20.00 in accounts opened on or after August 1, 2007 will be required.
  • Monthly dividends
  • Quarterly statements

Money Market Accounts

  • Minimum balance $2,000.00
  • Yields higher interest rate

Share Certificates

  • Varying maturities
  • $500 minimum for longer than six months
  • $1,000 for six months
  • Quarterly interest
  • Dividends transferred
  • Automatic renewal

Special Purpose Accounts

  • Christmas Clubs
  • No minimum balance
  • Monthly dividends

Individual Retirement Accounts (IRA & Roth)

  • No minimum balance
  • No maintenance fee
  • Interest paid quarterly

Phone Services

VOICE RESPONSE - (269) 383-3370
  • Phone Access to All Accounts
  • Transfers between Accounts
  • 24 Hour Access
  • Transfers Within an Account
  • Account Information
  • No Charge

Automatic ATM / Debit Cards

  • Access to share and share draft accounts
  • Unlimited number of deposits at no charge at machines which accept deposits.
  • Point of Sale (POS) purchases at participating merchants. POS payments are automatically deducted from your checking account.
  • With your Debit Card, you may also charge purchases at participating merchants. Debit Card Charges are automatically deducted from your checking account.
  • Several fee free ATM machines are located in and around the Kalamazoo Area. A list may be obtained at the credit union.
 


 

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